mortgage payment protection building and content
 

Right Deal Insurance on MPPI

Mortgage payment protection insurance is a form of payment protection insurance (PPI) designed to guard against the loss of your home in the event you can't keep up with mortgage payments due to illness, injury from an accident, or because of involuntary redundancy.For many people mortgage repayments are their single biggest monthly expense and represent their biggest concern in relation to finance - that they will lose the roof over their head through no fault of their own. For this reason specific mortgage payment protection insurance, often called MPPI, is popular with people who do not need a broad payment protection policy but simply want to ensure they hold on to their most important asset should unforeseen circumstances arise. It is also the sort of policy often chosen by people who find broad PPI cover simply too costly.

Right Deal Insurance on B&C

Building Insurance covers damage to your home as a result of a wide range of events including fire, storm flood, subsidence,theft and escape of water.

With most policies it covers up to the amount of the sum insured, the costs of work carried out to repair or replace the damaged part of your buildings, and agreed fees and related costs.

Content Insurance covers loss or damage to your household goods and personal effects as a result of a wide range of events including fire, smoke damage, malicious damage or vandalism, storms, floods, subsidence, theft and escape of water. The event is covered when it happens in your home.

 

 

Why Choose Right Deal Insurance?

 

At Right Deal Insurance we pride our self in finding our customers Home Insurance where they would get an Initial 2 Month Free when they take out the policy and only pay for 10 Months. We are aware that our customers time is very valuable, so at Right Deal Insurance, we aim to provide a quote within 30 seconds of the call.

Our Mortgage Payment Protection Insurance(MPPI) is available to all Employed and Self Employed customers. No Proof of Income Required for Mortgage Payment Protection Insurance at the time of claim. MPPI can be taken out to Insure against Accident, Sickness and Unemployment.

 

 

Overview on our Building and Content Insurance

 

we offer Building and Content products to cater for both homeowners and occupiers requirements. We also offer further options to enable your customer to select exactly what's important to them:

  • FreeFirst B&C includes 2 months free cover (free cover starts immediately the policy is placed on risk).

Our standard B&C products come with a:

  • minimum £300,000 buildings reinstatement cover
  • minimum £40,000 contents cover and
  • Optional Accidental Damage cover for Buildings & Contents is also available
  • Should you require more cover we can offer a higher cover aswell.

Important Note: With Buildings and Contents we offer all new customers Home Emergency and Legal Expenses cover for an additional premium.

Personal possessions cover is also available at an additional cost.

 

Overview on our Mortgage Payment Protection Insurance

 

You can choose to apply for any combination of the following covers:

  • Accident & Sickness (A&S)
  • Unemployment (U)
  • Accident, Sickness & Unemployment (ASU)

Tailor your plan to meet your own specific set of circumstances:

  • You only pay for the specific cover that you need
  • We offer a discounted price for taking both Accident & Sickness and Unemployment cover
  • You can adjust your level of cover without having to pay a fee
  • Take Unemployment or Accident & Sickness Cover and get Carer Cover at no extra cost
  • Take any one element of our Total Mortgage Protection Plan and get our Best Doctors Service at no extra cost
  • We offer Back to Work Assistance to customers claiming on their Unemployment Cover at no extra cost
  • Our plan is available to all mortgage customers.

The cover is fully portable, so even if you change mortgage provider you can still use this plan to cover
mortgage repayments to your new provider

Continue to receive your wage while you also receive our benefit payment if you are off work due to accident or illness

As with all insurance policies some exclusions may apply, the Policy Summary Document provides a brief summary of what the products offers.

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
Copyright © 2008, Right Deal Insurance Services Ltd.